What does Class 3+ Motorcycle
Insurance cover?
Affordable premium fee
Accident with road Motorcycle protection
Most suitable for Motorcycles between 4-10 years old
What does Class 3+ Motorcycle
Insurance cover?
Affordable premium fee
Accident with road Motorcycle protection
Most suitable for Motorcycles between 4-10 years old
motorcycle insurance type 3+ is almost no different from a motorcycle with a class 2+ coverage, only the price is almost the same. The only two differences are that they do not cover fire or damage from natural disasters. And does not cover the car lost Although the 3rd + class motorcycle insurance has reduced coverage But it is very popular because it is easy to find and affordable.
Type 3+ premium fees starts from only 1,6xx bath/year with satisfactory coverage.
Type 3+ Motorcycle covers accidents involving other road vehicles. This type of policy excludes vehicle theft, flood and self-accident coverages, which helps you get much cheaper premiums that you would with comprehensive policies.
Whether it is for a new or experienced driver, Type 3+ is generally most suitable for bikes under 10 years of age. This plan is great if you want to save costs by excluding a high sum insured while covering the essential coverages at a great price.
1. Accident with road vehicle
Type 3+ policy covers accidents with registered road vehicles for Motorcycles between 1-5 years old (10,000 baht) and 6-10 years old (5,000 baht).
2. Accidental Injury
Type 3+ covers medical expenses above Compulsory (CTPL) Insurance cover, from an accident in the event of injury for you and your passengers.
3. Third Party Property Damage
Type 3+ covers damages to properties that were caused by Vehicle accidents with a fixed sum insured up to 600,000 bath, helping you avoid incurring expensive hospital bills.
4. Additional Cover
Type 3+ compensates you, your passengers or another individuals involved in an accident in the event of death or permanent disability up to 50,000/person (Limited to only 1 driver and 1 passenger)
5. THIRD PARTY LIFE, BODY AND HEALTH DAMAGE
Type 3+ policy will also cover life, body and health damages for third parties outside your vehicle, to a level above Compulsory (CTPL) Insurance, such as inpatient hospital stays.