General Questions about Critical illness insurance

Do I need a health check before buying Critical illness insurance through Frank.co.th?

No health check will be required in the process. however,a few health questions are required during the buying process.

I am interested in Critical illness policy, how to start?

Choose the coverage start date, Choose the age group of the insured and then the list of availble insurance plan list will be displayed which you can check premiums and coverages or make a comparison between those plan before making a purchasing decision

How can I pay for for Critical illness insurance on Frank.co.th platfrom?

You have options to pay via credit / debit card, online banking, QR code payment or Rabbit Line Pay. Also you can also pay by installments via credit card.

What is the diffence between Critical illness insurance and health insurance ?

Health insurance will provide extentive coverage for medical expenses such as OPD, IPD, nursing costs, ICU costs, surgeon and specialist consultant costs, emergency room cost, admin cost and also giving compensation for loss of life due to an accident, loss or organ, eyesight, and or permanent disability. Critical illness insurance will provide coverage for specific diseases depending on package or plan and will pay back in the large sum of cash if policyholder is diagnosed with any of particular conditions or diseases listed in the policy coverage.

How and when you will receive a health insurance policy from Frank.co.th.?

The Critical illness insurance policy will be issued to you immediately. However, the coverage will be effective around 90 days from the chosen coverage start date. The waiting period will be determined by your health condition.

How long is the Critical illness policy coverage provide?

Critical illness insurance has a coverage period of 1 year after the given coverage start date. However, there will not cover between waiting period which take at least 90 days after the coverage start date

Can health insurance be used for tax deductions?

Critical illness insurance can be used for tax deduction purpose.

Does the age of an insured affect your Critical illness insurance premium?

Your Critical illness insurance premiums will be vary based on the age of the insured in most case the younger will get cheaper premium

If I already have group insurance provided by my company, should I buy Critical illness insurance?

It is really depend on your needs, usually the coverage provided by your company will cover small amount of medical expenses and you might need to pay for exceed fees. Therefore you can buy health insurance to help cover your medical expenses.